CGS is an established Lender Service Provider, which assists in the packaging, underwriting, closing and servicing of SBA loans.
Capital Growth Solutions was established to be a lender service provider, which assists in the packaging, underwriting, closing, and servicing of SBA loans. By teaming with CGS, Lenders immediately have an experienced and technologically advanced SBA loan processing and servicing operation that allows them to reap the benefits of holding and selling SBA loans, without any additional infrastructure. In this regard, please note…
• In a period of tightening lending margins, participation in the SBA loan programs increases net interest margins and fee income.
• SBA commercial loans can reduce risk both through low LTVs (504 loans) and the guaranty of the federal government (7(a) loans). Lenders will be making sound commercial loans at improved margins and the expense of originating, processing, underwriting, and servicing is borne by CGS. This is strictly a “pay-as-you-go” proposition.
• In a period when some lenders are shrinking their market share, due to additional perceived risk in commercial loans, our clients can actually increase market share by providing SBA loans.